Skip to content
Circular Stairs

Curql
Fintech
Portfolio

eltropy-150x50

 

Eltropy

Eltropy is the AI-powered communications platform built for credit unions, connecting members through text, chat, voice, and video in one secure, compliant system to drive faster lending, collections, and service.

 Posh-150x50

 

Posh

Posh.ai is the only unified conversational AI platform purpose‑built for financial institutions, powering voice, chat, search, and digital assistants with its REALM™ reasoning engine to automate up to 94% of inquiries, streamline contact centers, and deliver consistent, compliant member service 24/7.

 Equipifi-150x50

 

Equipifi

Equipifi is the embedded BNPL platform built for financial institutions, delivering personalized, pre‑qualified installment offers directly in your banking app (with no credit check or new accounts), driving loan growth, engagement, and deposit retention.

 Provision-150x50

 

Provision IAM

Provision IAM is built for credit unions to simplify identity and access management—automating user provisioning, enforcing least-privilege access, and streamlining compliance across core systems.

 

 nymbus-logo-fullcolor

 

Nymbus

Nymbus delivers a full-stack, cloud-native banking platform that replaces legacy core systems—adding seamless digital onboarding, AI-powered credit decisioning, and loyalty tools like Levels to accelerate growth and improve member engagement.

 WithClutch-150x50

 

WithClutch

Clutch delivers a unified digital platform for credit unions to open deposit accounts and fund loans, eliminating friction with automation, pre-fill, fraud detection, and instant decisioning for faster growth.

 

 PortX-150x50

 

PortX

PortX is an AI-powered integration platform built for financial institutions, connecting cores, fintech, and payment networks via API-first tooling, pre-built connectors, and reusable workflows to accelerate innovation and reduce vendor complexity.

 

 Maxwell-150x50

 

Maxwell

Maxwell provides a modern mortgage platform built for credit unions, covering loan application, business intelligence, fulfillment, diligence, and secondary-market origination, helping local lenders scale efficiently and deliver exceptional member experiences.

 

 

Caribou-150x50Fancy Flip Card

Caribou

Caribou is a tech‑powered auto‑refinance platform backed by real human support, helping drivers save around $1,692/year by unlocking lower car‑loan payments through trusted lender partnerships, all with no impact on credit to check rates.

 Loanstreet-150x50

 

LoanStreet

LoanStreet is a fully integrated online platform that lets credit unions and banks buy, sell, service, and manage loan participations and syndications, all in one transparent, automated marketplace built to diversify balance sheets, reduce risk, and streamline reporting.

 Akuvo-150x50

 

AKUVO

AKUVO is a cloud-native, analytics-driven collections and credit-risk platform built for credit unions, enabling self-service payments, smarter delinquency workflows, and behavior-based insights that boost recovery and reduce operational costs.

 Proof-150x50

 

Proof

Proof is an identity-assured transaction platform that unifies eSign, online notarization, fraud protection, and real-time identity authorization—ensuring secure, compliant digital transactions with IAL2 verification and auditable trust.

 DefenseStorm-150x50

 

DefenseStorm

DefenseStorm’s cloud-native GRID Active platform unifies cyber risk management, real-time threat surveillance, fraud detection, and automated compliance into a co-managed service—built explicitly for banking to keep institutions secure and audit-ready.

 

 Credit-Mountain-150x50

 

 

Credit Mountain

Credit Mountain offers a Digital Credit Counselor that transforms declines into growth, delivering personalized, compliant adverse action notices and credit-building paths to help applicants climb toward approval and strengthen future borrower pipelines.

 

 

 Renofi-150x50

 

RenoFi

RenoFi partners with credit unions to offer turn‑key renovation lending, letting homeowners borrow up to ~11× more by financing against their home’s future value, backed by expert underwriting and consumer sourcing.

 

 Powerlytics-150x50

 


Powerlytics

Powerlytics delivers exhaustive, IRS‑derived financial insights on all U.S. households and businesses, empowering credit unions to verify income frictionlessly, score risk, and enable precision marketing and underwriting.

 


Illuma-150x50

 

Illuma Labs

Illuma’s passive voice authentication platform, IllumaSHIELD™, enables banks, credit unions, and helpdesks to verify callers in under 5 seconds, eliminating cumbersome security questions while cutting fraud and call times by over 80%, without slowing agents or customer experience.

 Bowery-150x50

 

Bowery

Bowery Valuation modernizes commercial real estate appraisals by blending proprietary tech with seasoned appraisers, delivering fast, accurate, and highly consistent reports for multifamily, office, retail, industrial, and mixed‑use properties, backed by big‑data intelligence.

 

 Greenlight-150x50

 

Greenlight

Greenlight is a debit card and financial education app that empowers families—kids ages 5–17 learn to earn, save, and spend smartly under parental controls, while parents get instant alerts, chore-based allowance, and fully customizable spending limits.

 

 Amount-275x92

 

Amount

Amount is a unified digital origination and decisioning platform for banks and credit unions—streamlining deposit account opening and loan origination with AI‑driven risk, fraud, and credit controls.

 Facteus-150x50

 

Facteus

Facteus delivers anonymized, near‑real‑time debit and credit card transaction data—from over 120 million cardholders—to power actionable insights in risk, marketing, forecasting, and alternative data analytics with full regulatory compliance.

 

 NP-150x50

 

 

 

Neural Payments

Neural Payments embeds white-labeled P2P, disbursement, and account-funding capabilities into digital banking, backed by a customizable fraud engine, to empower real-time, secure payments to anyone, anywhere while recapturing deposits.

 

 

 BlastPoint-150x50

 

BlastPoint

BlastPoint’s AI-powered Customer Intelligence Platform integrates data from core systems to predict member behavior, enabling credit unions to reduce churn, personalize product offers, and optimize engagement across channels.

 

 

Silvur-150x50Fancy Flip Card

Silvur

Silvur ensures that ALL members have a plan for retirement, not just the 2-3% currently served by wealth management. Silvur’s platform engages and supports members over 50 with a focus on helping members navigate critical retirement decisions including Medicare and Social Security.

 Zest-150x50

 

ZestAi

Zest AI is a pioneering AI platform that automates 60–80% of credit decisions while reducing charge‑offs by ~20%, enabling community banks and credit unions to lend faster, smarter, and more equitably.

 Allure-150x50

 

Allure Security

Allure Security uses AI to detect spoofed sites, fake apps, and impersonation scams—then takes them down fast to protect credit unions from fraud, account takeover, and brand damage.

 

 Modernfi

 

ModernFi

ModernFi delivers a modern, API‑first deposit network that lets institutions offer millions in aggregate NCUA insurance per account—plus tools for reciprocal sweep funding, balance‑sheet control, and targeted prospect sourcing.

 PatientFi-150x50

 

PatientFi

PatientFi is a digital POS financing platform that enables healthcare providers to offer patients transparent monthly payment plans—soft credit checks, fast approval, and funding—to reduce cost barriers and grow revenue.

 

 Bankjoy-150x50

 

 

Bankjoy

Bankjoy provides a modern, cloud‑native digital banking suite, including mobile, online, conversational AI, loan origination, and account opening—all seamlessly integrated to grow deposits, loans, and digital engagement.

 

 

 Pulsate-150x50

 

Pulsate

Pulsate is a digital engagement engine built exclusively for community financial institutions, embedding personalized, intent-driven campaigns in mobile and online banking to grow accounts, drive loans, and deepen member relationships.